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|#165 - Or so you think....||08/20/2014 on Blaze Before Reading||+2|
|#97 - I live in Las Vegas. Most buffets average $30+ per person.||08/12/2014 on anon goes to a chinese buffet||0|
|#24 - To be fair, this is a 2004 Ford. [+] (1 new reply)||08/06/2014 on The Google||+7|
|#153 - The US federal law has pretty strict guidelines on when and wh…||07/31/2014 on banks||0|
|#107 - Honestly pisses me off when people go on about how banks are c… [+] (4 new replies)||07/30/2014 on banks||+2|
#121 - guardianranger (07/30/2014) [-]
TL;DR : Just venting too.
#123 - trocadero (07/30/2014) [-]
Most banks have those precautions in place. If you deposit your paycheck through an ATM the first $100 is available while the rest goes on hold. But if you go into the branch and you're friendly they can "forget" to put a hold on it. Also most banks will release the hold if you come into the branch and provide a valid reason why you need the funds available.
TL;DR Tips on avoiding the holds from a bank teller at BMO
#153 - notaboss (07/31/2014) [-]
The US federal law has pretty strict guidelines on when and why banks can place a hold. For example:
Person A and Person B both have $5,000 checks.
Person A has an account with an average balance of $800.00, and in the last 12 months they've overdrawn their account 16 times. There will most definitely be a hold placed on this check (unless it's a cashier's check).
Person B has an account with an average balance of $50,000, and has never overdrawn their account. This check can be made available immediately, or even cashed.
tl:dr there's a reason that a hold was placed.
|#29 - yfw||07/24/2014 on Get down Mr. President!||+6|
|#68 - You ROCK! Thanks, Starbucks Hero! [+] (1 new reply)||07/24/2014 on Most Expensive Starbucks...||0|
|#66 - It's cream/milk based. [+] (3 new replies)||07/24/2014 on Most Expensive Starbucks...||0|
|#62 - How do I make my Double Chocolaty Chip even better? … [+] (5 new replies)||07/24/2014 on Most Expensive Starbucks...||0|
|#14 - What if the camera fails? What if the camera didn't get a good…||07/22/2014 on Murder Witness||0|
|#7 - This actually happens. I work at a bank and we're all trained … [+] (2 new replies)||07/21/2014 on Murder Witness||+8|
|#2507 - **notaboss rolls 405,611,091**||07/21/2014 on Top 10 Things I like About FJ||0|
|#84 - Picture||07/21/2014 on reddit.com||+5|
|#186 - I'm guessing really old, since the gun only has 10 stars on it.||07/21/2014 on /k/ is asked about school...||+1|
|#12 - Picture||07/20/2014 on Is that the 90s show?||+8|
|#45 - By the end they had 5 kids. Francis, Reese, Malcolm, …||07/20/2014 on Malcolm in the Middle||+1|
|#3783 - 22 Banking/finance Girlfriend of 3 years jus…||07/17/2014 on Open up to your family||+1|
|#29 - In that case, I'm halfway there.||07/16/2014 on All things Cock||+71|
|#161 - I got a letter in the mail the week of my birthday. Just requi…||07/15/2014 on Some Random Interesting...||+1|
|#185 - I was laughing, until I did the math.. I was born alm…||07/15/2014 on Were you birthday sex?...||0|
|#105 - That's good, bud. [+] (1 new reply)||07/13/2014 on This has happened to often...||+1|
|#98 - Picture [+] (3 new replies)||07/13/2014 on This has happened to often...||+1|
|#2089 - **notaboss rolls 148,566**||07/13/2014 on Big Titty Squeezer||0|
|#142 - >inputted [+] (1 new reply)||07/05/2014 on Heart of a Human||+4|
|#4441 - **notaboss rolled image ** Uh oh||07/03/2014 on zombified 10 year olds||0|