My mum's logic. True story and OC.. But itis This useless item . expensives is ceelo T T' ll juse (while waiting far 2 years) gee a credit and pay “ff 1? y But
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My mum's logic

True story and OC.

But itis
This useless item .
expensives
is ceelo
T T' ll juse (while waiting far 2 years)
gee a credit and
pay “ff 1? y But we have maney
next: 2 ' until we pay eff the
Mam, can T credit...
have a dollar?
Ch trest;
after 2 years pass) _ have a great
ideal I' ll buy
Ah, T finally get rid anither ridicu-
the creditt New T loosly expensive
can spend maney useless item and
Permalloy pay it eff the
next 2 yearss
...
+488
Views: 22260
Favorited: 11
Submitted: 01/11/2013
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#2 - powerlevel (01/11/2013) [+] (1 reply)
my mom does the same thing
#3 to #2 - powerlevel (01/11/2013) [-]
Except she would usually scold me "for being selfish and not thinking of the family" when i asked for things and money.
Its feels damn good to make my own cash now
User avatar #5 - AresX (01/11/2013) [-]
"You don't know the value of money!"
User avatar #26 - tehweave (01/12/2013) [+] (2 replies)
I know what you mean. I spent $30,000 on a small sheet of paper called a "diploma." Worst 30 thousand I've ever spent. It doesn't even do anything.
User avatar #8 - aussiepridevil (01/12/2013) [+] (5 replies)
my mother would always buy **** for the house with her credit card, then when i asked for a few dollars here and there she would scold me for being selfish, what i didnt know child support put $250 bucks of my dads cash into her bank, which she of course would use to pay of her credit card debts.


now thats bad parenting!
User avatar #12 - rel (01/12/2013) [+] (10 replies)
Never use credit, only debit or cash.
Pay with the money you actually HAVE.
#29 - notmadguy (01/12/2013) [-]
But it's not your money? Why complain. Get a job.
#24 - curbed (01/12/2013) [+] (1 reply)
That's what I ******* hate about this countries economy, to make any major purchases, house, or a decent car for example, you have to have some form of credit. So basically you need to give yourself a bit of debt and pay it off to acquire credit. When I bought my computer several months back I had the money for it but wanted a best buy credit card to gain some credit. I had the money, but I know I could use some form of credit. When I tried to sign up for the card and even had my dad sign on as a cosigner they wouldn't give me a credit card because I didn't have any other credit cards. So basically I need a credit card to acquire a credit card all in the hopes of gaining a little bit of credit from a small purchase. It was ******* ******** . I ended up just having to scrap the idea and pay for the laptop then and there.
#4 - mr skeltal (01/11/2013) [-]
>rage face
stopped reading here
User avatar #6 - thatonesouthernkid (01/12/2013) [+] (2 replies)
what kind of american says mum? what would an englishman do with a dollar?
#11 to #6 - mr skeltal (01/12/2013) [-]
Australians say mum and use dollars
User avatar #1 - dementedllama (01/11/2013) [-]
Only 2 years? Hah.
#31 - samoaspider (01/12/2013) [-]
oh, so this is the lovely thing we have to pay back for the next two years or so. neat.
oh, so this is the lovely thing we have to pay back for the next two years or so. neat.
User avatar #30 - charasmaticjdub (01/12/2013) [-]
My mom once rented a 72" TV. She only made one payment after I explained how ridiculous the cost was going to be.
User avatar #7 - strifethethird (01/12/2013) [-]
same thing my sister and brother in law did, they bought a new car like 7 years ago and barely payed it off a few months ago, and now they have a new Van that they're going to have to pay for another couple of years and they refuse to buy used cars.
User avatar #38 - PubLandlord (01/12/2013) [-]
Credit Cards are fine as long as you know when your paycheck comes in at the end of the month it will cover all your expenditure.

Credit Cards just transfer money through time
User avatar #25 - elyiia (01/12/2013) [-]
I was told not to buy anything I can't afford but to use a credit card and pay it off immediately so if I need money in an emergency I have a decent credit history.
User avatar #23 - kinglobster (01/12/2013) [-]
dont buy **** you couldnt pay for with cash on the spot. interest kills you.
User avatar #22 - FUUUU (01/12/2013) [-]
My now ex-stepmom did similar **** to that. She put a couple grand into a trip to Spain for my brother, but would get mad when I asked for 20$ or less for food money at my competitions.
User avatar #10 - biggrand (01/12/2013) [-]
my family never uses credit, my father dosent even keep one in his wallet. because of this we've gotten by pretty alright i'd say just relying on debit and cash.
User avatar #37 - grocer (01/12/2013) [-]
Credit cards build credit rating so you can buy a house. You have legal protection when purchasing with a credit card. You get rewards like cashback when you make purchases. Just pay off your debt a few days later; most credit cards give you a few days interest free.

But still, don't buy **** and pay it back over that long.
#27 - mr skeltal (01/12/2013) [-]
blah blah blah, blah blah blah, blah blah blah blah blah. THUMbDOOWN
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