damn. . Cancel Your Credit Card Before You Die A lady died this past January, and the bank billed her for February and March for their annual service charges on
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damn

Cancel Your Credit Card Before
You Die
A lady died this past January, and the bank billed
her for February and March for their annual service
charges on her credit card, and added late fees and
interest on the monthly charge. The balance had
been . 00 when she died, but new somewhere
around . 00. A family member placed a call to
the Bank.
Here is the exchange t
Family Member: " am calling to tell you she died
back in January?
Bank : 'The account was never closed and the late
fees and charges still apply.'
Family Member : 'Maybe, you should turn it over to
collections.’
Bank : Since it is two months past due, it already
has been.'
Family Member : So, what will they do when they
find out she is dead?'
Bank t 'Either report her account to frauds division
or report her to the credit bureau, maybe both?
Family Member t we you think God will be mad at
Bank: 'Excuse me?'
Family Member : tid you just get what I was
telling you -
the part about her being dead?'
Bank I Sir, you’ ll have to speak to my supervisor.'
servitor gets on the phone:
Family Member l ' calling to tell you, she died
back in January with a balance/
Bank , 'The account was never closed and late fees
and charges still apply.’
Family Member : ‘You mean you want to collect
from her estate?'
Bank t (Summer) 'Are you her lawyer?’
Family Member : 'No, I' m her great nephew.’
Lawyer info given)
Bank: Todd you ha us a of death?'
Family Member I Sure.' was number was given I
After they get the fax :
Bank l Tim" system just isn’ t setup far death.
I don' t know what more I can do to hew
Family Member I ‘Well, If you figure it out, great!
If not, you could Just keep billing her. She won' t
tare.'
Bank: 'Well, the late fees and charges do still
apply.’
What is wrong with these ? l
Family Member : 'Would you like her new billing
address?'
Bank : 'That might help...'
Family Member : ' Odessa Memorial Cemetery '
Highway 129, Plot Number tis.'
Bank I Sir, that' s a cemetery r
Family Member : 'And what do you do with dead
people on your planet?
...
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Views: 52966
Favorited: 196
Submitted: 08/21/2014
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Comments(200):

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User avatar #8 - cuntism ONLINE (08/21/2014) [+] (71 replies)
Banks are setup for death. You just notify them of the death with a death certificate and the next of kin gets any remaining funds, if it's overdrawn the account is simply closed.

My fiance died last year and her parents had to notify all her CC and bank accounts, those that were overdrawn were closed, those that were in credit they got the money
#45 - riceronijabrony (08/21/2014) [+] (5 replies)
My great-aunt is about 25000 in debt to the back, shes 90. Her logic is, "Theyve been ******* me for years so I might as well **** them in death"
#73 - megayoming (08/21/2014) [+] (33 replies)
I hate Banks in general.

I hate society, I loth People, and i Despise the world.

I hate every thing and every one equally.

I hate Funny junk i hate this post i hate that banker i hate the fact i don't know what the **** a Biscul is.
#7 - HellsSponge ONLINE (08/21/2014) [+] (1 reply)
Call me an optimist, but I think that the bank is just really ******* confident that the platinum line of credit makes you immortal.
User avatar #51 - chitownbrownie (08/21/2014) [+] (17 replies)
If a family member dies with debt never offer to take care of it, if you don't the bank cant do **** about it.
User avatar #58 to #51 - thingexplain ONLINE (08/21/2014) [-]
This is true. I used to work for capital one. We had a whole department devoted to trying to get people to assume the debt of their loved ones and it was pretty easy since nobody knew that the debt dies with the person. (Except student loans. If you take out a student loan under the age of 23 and then die under the age of 23 your parents are automatically on the hook for it.) If you get contacted by one of these departments, you have to tell them several times that you take no part in the debt. It was called "probate" at capone, not sure about other places.
#115 - grimmwaters ONLINE (08/21/2014) [+] (1 reply)
She's dead just let her rest in pepperinos
Goddamn
#47 - thismustbeseen (08/21/2014) [+] (4 replies)
Before I die, I'm going to run up a massive debt, give everything away, and legally dissociate from my family. **** the bank
User avatar #56 - darthblam (08/21/2014) [+] (1 reply)
Pretty sure this never happened...
#85 to #56 - funmanigro (08/21/2014) [-]
its on the internet, that's proof that it happened.
User avatar #132 - EvilFreak (08/21/2014) [+] (1 reply)
I had something similar happen. The creditor called for my Grandfather after his death. when i told them he had passed away. they wanted to speak to his wife... I mentioned she had passed away years prior to him... without missing a beat... the creditor said "Well tell them i called please." ... I responded with..."How? Hold a Seance?"
#102 - nufull (08/21/2014) [+] (8 replies)
>everyone wants to run debt and **** the banks when they die
>why are banks failing? risky investments and **** , burn the banks
***** watt?
#108 to #102 - Ethshar (08/21/2014) [-]
This story had a zero balance,you're wrong,and quite possibly dumb.
#149 - vicecomx (08/21/2014) [+] (3 replies)
Such moronic people make me wish ebola will just spread and exterminate us.
Such moronic people make me wish ebola will just spread and exterminate us.
#141 - mr skeltal (08/21/2014) [-]
What a load of horse 						****					. People die all the time. Maybe like, the first bank ever wasn't set up for death.
What a load of horse **** . People die all the time. Maybe like, the first bank ever wasn't set up for death.
User avatar #2 - konradkurze ONLINE (08/21/2014) [+] (20 replies)
best way to **** the banks

max out your credit right before you die and gift all your stuff away so theres nothing in your estate for them to claim
#37 to #36 - derpination (08/21/2014) [-]
According to this bank;

www.rbcroyalbank.com/personal-loans/loanprotector-health-questions.html

Their loans are insured up to $100,000, after which point, they ask you to perform a medical assessment before they give you any money.

So yeah, I guess you could get $100,000, but then it's arseholes like you that raise the interest rates on everybody else's loans below $100,000. The banks have to pay more to the insurance companies due to defaulted loans, and they pass that lost profit directly back to customers in the form of interest rate increases.
#1 - junkjack (08/21/2014) [-]
If the card was only signed to her then the debt cancels. my uncle died of cancer 4 weeks ago and for the last 2 years he was living with it, he bought little things like gas or food, tv, electricity, on a credit card signed only to him. that way for the last 2 years of his life he never paid for that out of his own money and saved his actual money for his family to help pay off the mortgage of his house. His final gift to his family...
User avatar #163 - elcreepo (08/22/2014) [-]
That bank then is doing something highly illegal, that OR the family neglected to tell the bank she died by sending the death certificate asap. Banks close accounts as soon as they are informed the person has died, any funds go to next of kin. Because otherwise people can commit fraud using a dead person's information.

But it's most likely more than likely fake so what does it matter.
#147 - bluwizard (08/21/2014) [+] (5 replies)
**bluwizard rolled image** when i die
#157 - tripleb (08/21/2014) [-]
Mention my home town Odessa . Swell with pride :3
User avatar #50 - bigfootluke (08/21/2014) [-]
you can sue for **** like this. my neighbors were harassed relentlessly after their mother died and she was still being billed for her credit card. it got so bad that the company actually reported them for not paying and the cops showed up. after they explained the situation to the officers, they were told to not worry about it cause apparently the company tried to pull **** like this all the time. they told them to just threaten to sue. they did. company never bothered them again
User avatar #159 - Indoknight (08/22/2014) [+] (1 reply)
You mean... max out your credit card before you die?

It's not like any of us are gonna reproduce anyways...
#100 - redbannerman (08/21/2014) [-]
My ma killed herself four years ago, and we're still getting calls from banks about her owing like... ten to one-hundred bucks.
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