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Student loan debt

Tags: comic | dragon
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+849
Views: 39601
Favorited: 34
Submitted: 07/02/2015
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105 comments displayed.
Reply
+178
#13 - anon (07/02/2015) [-]
tfw no student debt
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+81
#38 to #22 - asotil (07/03/2015) [-]
>Sweden
>Success
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+3
#27 to #22 - anon (07/03/2015) [-]
How can I be jealous when my women are hotter just like my climate.
-Someone outside of droopy penis land with no debt.
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+1
#40 to #27 - jaked (07/03/2015) [-]
What flag is that?
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+4
User avatar #23 to #22 - arziben (07/02/2015) [-]
You do realise the nords aren't the only one without all the ****** things in the US right ?

(healthcare, student loan etc.)
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+1
#34 to #22 - upunkpunk (07/03/2015) [-]
Rape doesn't
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-12
User avatar #24 to #22 - thechosentroll (07/02/2015) [-]
Ah yes, the countries where education is so **** you have to pay people just to get them to go to university.
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+8
#81 to #24 - anon (07/03/2015) [-]
They pay people to live without a partjob and empty bank account so they instead can focus on education you dimwitted **** .
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+9
#26 to #13 - anon (07/03/2015) [-]
I want to thank the confederacy for my super cheap community college and cheaper than other's university (still pricey for the amount of ****** Indian teachers).

Will graduate with no debt.
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+13
#62 to #13 - anon (07/03/2015) [-]
being 12 doesn't count
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+3
User avatar #29 - emptysuperman (07/03/2015) [-]
I paid off my debt a few months after college. Just work through college, dumbasses.
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0
User avatar #46 to #29 - radicalkid (07/03/2015) [-]
My sister got out debt free in university, she studies in Santa Cruz, Washington D.C, and in Rio de Janeiro. Our family is middle class.
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User avatar #47 to #46 - radicalkid (07/03/2015) [-]
Also she got multiple job offers before she graduated.
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+1
User avatar #33 to #29 - tripleskit (07/03/2015) [-]
(Or don't take out loans)
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+3
#36 to #33 - slyblade ONLINE (07/03/2015) [-]
Most people can't afford not to if they want to go into higher education.
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#49 to #36 - Azz (07/03/2015) [-]
There are plenty of scholarships that go unclaimed, even for whites.

If you're going to a school where you'll come out with $100k debt and you aren't planning on being a doctor or some other high caliber profession, that's your own fault.
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#63 to #49 - slyblade ONLINE (07/03/2015) [-]
Firstly thats not how it works.

Secondly there are very few scholarships for whites. And even fewer that don't rely on straight A grades which if you're getting you'll probably have a job that makes the debt you avoided redundant anyway.

Thirdly even basic jobs require degree's now a days to go into any semi specialist field you either (or both) need contacts or a degree, assuming you don't want to spend your life working in mcdonalds. etc.

Also who said anything about $100k? personally when I leave Uni I'll be in £30k debt.
And on a final note most scholarships aren't available to most people.
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0
#65 to #63 - Azz (07/03/2015) [-]
I'm talking the United States here.

$2.9 billion went unclaimed in 2014 and nearly half of graduating high school students didn't fill out the FAFSA for free money. Last time I checked Pell Grants and other gov scholarships/grants weren't exclusive on skin color.

There are many scholarships open to all students.

So if you don't go into a specialist field you'll end up at McDonalds?

If you're taking out $100k in loans to get a women's studies degree or a degree that won't get you a job at all from a top university, that's your own fault.

Its 3am here so I may be missing something - if so, my apologies.
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#66 to #65 - slyblade ONLINE (07/03/2015) [-]
My information on Scholarships in Amercia may be outdated, most of my knowledge is for the UK where 90% of Scholarships won't cover the entire cost of Uni most will cover between 50-100% of course costs and that's it, no living costs without a loan which means a job is mandatory if you don't want a loan (or rich parents).

The last time I checked American grants, the ones that cover education entirely are heavily conditional or barely cover living costs such as the Pell Grant which has a maximum payout of $5775 which will no where near cover uni costs nvm living costs.

Over here any job that isn't a waiter, shop assistant or cleaner etc requires a degree, a degree has become the baseline education most jobs expect people to have.

Sorry you specifically said Doctor etc which are high end jobs and now you're giving examples of the opposite. There are plenty of in-between degrees that will allow you to pay it off eventually. But I agree I do not believe people should go to uni to take a **** degree with no prospects and expect to not walk away with a **** tonne of debt.

It's fine.
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User avatar #102 to #33 - emptysuperman (07/03/2015) [-]
I didn't have parents to pay my way.
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+1
User avatar #57 to #29 - infinitereaper (07/03/2015) [-]
Fallacy of composition
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+21
#41 to #29 - tvfreakuk (07/03/2015) [-]
> implying you manage to get the job
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#104 to #41 - tripleskit (07/03/2015) [-]
I guess I will never feel your pain. I get free college because I don't have parents. Pic unrelated.
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User avatar #103 to #41 - emptysuperman (07/03/2015) [-]
I was no harder for me to get a job than you. I didn't get a job until 21 after look since I was 16. I did day laboring jobs until I got an "official" job... as a clerk. That's just about the worst case for an able bodied person.
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User avatar #105 to #103 - tvfreakuk (07/03/2015) [-]
That was the same for me - been looking since I was 16 and only got a job now at 21; could only get volunteer stuff before that point.

I'm still saying that it was hard as **** to get a job clearly if it took me that long.
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+13
#58 - infinitereaper (07/03/2015) [-]
mfw college
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-8
#1 - murrlogic (07/02/2015) [-]
Gold profits must be at an all time low if that only paid off 3%
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0
User avatar #84 to #1 - irvea (07/03/2015) [-]
hmm butt
she needs more cake to feed that booty do
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+17
#2 to #1 - kevintothemax ONLINE (07/02/2015) [-]
Could have been worse, she could have paid with pictures of Asami.
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+8
User avatar #4 to #2 - murrlogic (07/02/2015) [-]
Bet you anything none of the Crystal Gems are even real and Steven has advanced autism so he talks to rocks all day thinking they're aliens.
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+10
#5 to #4 - kevintothemax ONLINE (07/02/2015) [-]
I bet you Korra and Asami got eaten by some big lizard spirit and didn't even get to have lesbo sex.
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0
#6 to #5 - murrlogic (07/02/2015) [-]
You're half right

See what happened was after Zaheer broke Korra's spine like Bane did to Batman, the doctors decided pain like this was incurable so they told her she was permanently reduced to that of a cripple

Asami "volunteered" to look after Korra which lead to this
<---
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0
#7 to #6 - kevintothemax ONLINE (07/02/2015) [-]
So kinda like Misery?
brutal
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0
#9 to #7 - murrlogic (07/02/2015) [-]
It got worse...
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+2
#10 to #9 - kevintothemax ONLINE (07/02/2015) [-]
Anymore?
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0
User avatar #14 to #12 - kevintothemax ONLINE (07/02/2015) [-]
More
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0
User avatar #16 to #15 - kevintothemax ONLINE (07/02/2015) [-]
God thats ****** .
more
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#18 to #17 - kevintothemax ONLINE (07/02/2015) [-]
more
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User avatar #20 to #19 - kevintothemax ONLINE (07/02/2015) [-]
more
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0
#32 to #19 - cigma (07/03/2015) [-]
Jesus christ, this Asami make want to be comunist hippie.
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#30 to #17 - cigma (07/03/2015) [-]
So this Asami is pretty much Pre-ironman Tony Stark?
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0
User avatar #8 to #4 - lupusluzulu (07/02/2015) [-]
Oh come on, not even SU's writing team is that lazy.
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0
User avatar #39 to #2 - frenzyhero (07/03/2015) [-]
ugh more SU garbage
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+11
User avatar #3 to #1 - lupusluzulu (07/02/2015) [-]
Mansa Musa must've been in town.
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-3
User avatar #11 to #3 - mattdoggy (07/02/2015) [-]
That is an educated reference
Well meme'd my friend
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+15
User avatar #25 - lgninjaleetful (07/02/2015) [-]
tfw free tuition
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+9
#35 - knightgiver (07/03/2015) [-]
>That face when you've finally payed up all of your student loan debt.
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User avatar #82 to #35 - brcstar (07/03/2015) [-]
It's "that feel when" not "that face when".
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+2
#94 to #82 - anon (07/03/2015) [-]
First of all if youd been around for amy significant amount of time you would know even saying "that" and begining it with a T is wrong, and its always been "mfw" meaning my face when, until cancer infected in the last 2-3 years.
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-1
#88 to #82 - anon (07/03/2015) [-]
depends on the website you stupid ****
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0
User avatar #95 to #88 - brcstar (07/03/2015) [-]
What website says "that face when"? Genuinely curious.
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+4
#43 - tvfreakuk (07/03/2015) [-]
£50,000 in loans here; just graduated university.

The prospect of it keeps worrying me - but then I remember that I don't have to start paying it back until I'm earning over £21,000 a year
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+4
User avatar #97 to #43 - havockwzy (07/03/2015) [-]
Time to find a job that pays 20,999 a year then!
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+3
User avatar #45 - unoriginalaccount (07/03/2015) [-]
I still don't understand the whole student loan thing.
I've said it before and I'll say it again. Here all you need is at least a 3.0 weighted GPA, BOOM, a really good scholarship. Also, there's no need to go to those Universities that are like 50k a year. Join the National Guard and BOOM, paid college
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0
#64 to #45 - Kingsly (07/03/2015) [-]
The GPA thing I could argue that some people just can't do that, but if you actually can't get a 3.0 college probably isn't the place to be.
Joining the military has physical and mental restrictions that some individuals can't meet no matter their attempts. Not talking about things like weight or fitness, if you really want that **** you can work on it, but you can't just try really hard and become un-paralyzed.

After all of this though I'll say that my debt is my problem, if I really wanted to avoid student loans I could have went to a much cheaper school.
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0
User avatar #73 to #64 - distortedflare ONLINE (07/03/2015) [-]
Nope becoming a citizen is easy as **** . that and they have programs to help support those with low or no income coming into a new country.
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0
#101 to #73 - Kingsly (07/03/2015) [-]
I don't think you replied to the right comment...
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0
User avatar #107 to #101 - distortedflare ONLINE (07/03/2015) [-]
my apologies.
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0
User avatar #67 to #45 - distortedflare ONLINE (07/03/2015) [-]
or pay a couple thousand go to scotland free education. And they pay you.
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0
User avatar #72 to #67 - fpsnoob (07/03/2015) [-]
I'm pretty sure you have to be a citizen to get those benefits...
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+1
#48 to #45 - Azz (07/03/2015) [-]
Alternative:

Stop being lazy and write the essays for scholarship applications. Holy **** I saw so many people go into debt with loans because "I don't want to write essays."

You're in college/uni. Grow up.

/rant (and not attacking you)
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+1
User avatar #50 to #48 - unoriginalaccount (07/03/2015) [-]
Seriously. People here like to complain about "the broken college system in the United States" but it's like mother ******* are trying to get into an ivy league university on student loans when they're too lazy to get scholarships or passed up good scholarships at community colleges because about name recognition.
People will be bragging about their prestigious degree from a prestigious school while unemployed and in debt while I'll be here with no job but at least I won't have debt and **** credit
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+1
#51 to #50 - Azz (07/03/2015) [-]
**************** .

$2.9 billion unclaimed in 2014.

If I was an employer, I'd higher someone with no debt from a second tier college than a load of debt from a top tier. They know how to manage themselves well enough to come out with a degree and no debt.

Why would I hire someone who couldn't even manage their own life when it was simple? Because they have loans to pay off?

Gee. I wonder why.
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+2
User avatar #52 to #51 - unoriginalaccount (07/03/2015) [-]
"Says here you were an average student a school with name recognition and have massive student debt. I'm not going to hire you because you obviously don't know how to manage your finances and I can trust you. Instead I'll hire this above average guy with no debt from some school I've never heard of cause he knows whats up"
That's what I would say at least
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+1
#54 to #52 - Azz (07/03/2015) [-]
I went to a second tier uni that cost about $13,000/year for four years, including summer semesters, so $52,000 total. At graduation, I had paid a total of about $11,500 out of pocket. That means, living at home, I basically had to make less than $3,000/year to afford school. No debt and I currently have 4 digits (which still isn't much) in my bank account 2 months after graduating.

I'm a white male (no ******* special scholarships just for me) that did well in school and took the time to write essays. But I'm "lucky" to be debt free. Rightttttttttttttttt...
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0
User avatar #55 to #54 - unoriginalaccount (07/03/2015) [-]
That's some good **** man. Those people who say you're lucky to be debt free are probably the same people who go around telling people who work out 2 hours a day 6 times a week that they're genetically blessed for being fit
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+1
#56 to #55 - Azz (07/03/2015) [-]
That wouldn't surprise me.
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+1
User avatar #53 to #52 - unoriginalaccount (07/03/2015) [-]
cant* trust.
**** , I can't even spell and I still manage to not get in debt
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+3
User avatar #60 to #45 - infinitereaper (07/03/2015) [-]
Economics dude. The cost of education has risen dramatically in the last 50 years. Debt is and tuition is jack **** through the roof, and basically these days unless you are rich with super Asian scores and master of all trades you ain't getting into ivy league for jack a **** . So is cost of living and inflation. Things are bad. Like really bad.

It's not like other countries with free healthcare, vacation, programs, and free education.
America is a fight to death and endless competition

Personally I say **** all that. Seriously, **** it. I'm not going to compete when I'm just going to lose. I'll play smart. I'm in college right now and basically just going to wherever I can to eventually get my bachelors in economics. After that I'll see if I can land a job working for the government, get a GS 7 or so job and work my way up. Nice and cozy, good pay, mobility good benefits.

I also plan to invest in real estate and start my own businesses.
But man, ***** hard in America.
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+2
#74 to #60 - fpsnoob (07/03/2015) [-]
I went to a pharmacy school for 3 years. Worst decision of my life. Everyone suggested it to me because I liked chemistry in high school, and they were full of **** because pharmacy school is 95% biology, and I hate biology.

Anyways, poor study habits lead me to not make it in that school. Neck deep in college loans already I came back home and started working a dead end job just trying to keep my credit from taking a complete **** . 6 Months later I couldn't take it anymore, luckily one of my coworkers joined the army, so that got my thinking. I ended up going to an Air Force recruiter, and I've now been in the USAF for the past 3 and a half years. If I could go back in time I would tell everyone in my high school to go **** themselves and enlisted straight after graduating. Could've probably been a TSgt by now.

The only benefits I see out of the years I've wasted is personal experience of how much I hate civilian life, and some very good friends.
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0
User avatar #86 to #74 - infinitereaper (07/03/2015) [-]
become hizenberg
sell crystal meth
and yeah chairforce is the best way to go I hear, I've thought about myself, but not sure if I would survive basic with my health and body.
Reply
0
User avatar #106 to #86 - fpsnoob (07/03/2015) [-]
Basic itself is pretty easy to survive, especially now. However if you have health issues it may be tough to stay in after.
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+1
User avatar #61 to #60 - unoriginalaccount (07/03/2015) [-]
I feel you brah. It just bothers me that there's all these simple solutions but people still complain. I use simple in the sense that it's simple to find it but not always to achieve it but it's always worth it in the end.
I can't even get scholarships because of my immigration status but I'm still smart enough to go to an affordable college that most people can into for at least 60% paid for solely off scholarships so I won't need student loans. It just pisses me off that people have these opportunities that I don't and then don't take them and go off complaining about the opportunities they didn't take.
I guess they'll do them and I'll do me and I really shouldn't worry about them
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+5
#87 - hypex (07/03/2015) [-]
>tfw you live in glorious scandinavia Norway go **** yourself svenskfaen
>tfw you get paid to go to school
>tfw no student debt
>tfw government arent total jews
>tfw muh gun laws
>tfw healthcare
>tfw US is just a military state
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0
#96 to #87 - lordsepulchure ONLINE (07/03/2015) [-]
Glorious Norway.
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0
#99 to #87 - dwarfman (07/03/2015) [-]
Oh no you're taking my silver or murdering my monks.
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+2
User avatar #90 - durkadurka ONLINE (07/03/2015) [-]
It makes no sense that in this day and age we have exactly one way to prove mastery of a particular area of study.

In a world where we have an unprecedented access to information, why should you spend tens of thousands of dollars to learn something when you could learn it for free.

But no, we've decided that the only way to prove your mastery is to spend tens of thousands of dollars to get a piece of paper.

There has to be a better way.
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+1
#71 - mewoveyouwongtime (07/03/2015) [-]
>mfw I busted my ass senior year of high school getting scholarships to the point where I have a full ride and received over the cost of living so I get around $4000 given to me each semester to spend on whatever I want
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+1
#77 to #71 - mastercolossus (07/03/2015) [-]
**mastercolossus used "*roll picture*"**
**mastercolossus rolled image**
mfw my mother pulled me out of highschool when i was sixteen to put me in job corps.
then got stabbed and had to go home.
then was kicked out because somehow even though i was 16 my mom didnt need to let me live there.
then my dad refused to help me and i become homeless.
then i get a job and earn enough for a motorcycle.
get hit by truck.
get 32K$ and try going to college.
then my clutch ****** up and i broke 5 bones in my foot.
had to leave town and move in with grandpa.
still stuck here with metal plate in foot 3 years later.
mfw.
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0
#80 to #77 - crimsondevil (07/03/2015) [-]
**** dude. I've heard a lot of good and bad things about Job Corps, but this one solidifies the fact that I'll avoid going there if possible.
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0
#85 to #80 - mastercolossus (07/03/2015) [-]
just dont go to any of the kentucky ones.
theres one in hawaii.
get on the waiting list, trust me.
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0
#89 to #85 - crimsondevil (07/03/2015) [-]
I went to the orientation for the program here in Georgia, and the guy hosting it stated that they wouldn't send someone all the way out to Hawaii else they lived there.
I ended up personally asking him if I could go to the center in Texas, because I want to become a welder, and he said that wouldn't be possible. Ended up telling me I could only head to Florida, Alabama, South Carolina, or Tennessee.
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User avatar #108 to #89 - tennessee (07/05/2015) [-]
You're the only ten I see.
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#91 to #89 - mastercolossus (07/03/2015) [-]
that guy was lying through his teeth. the waiting list for me was like 2-3 years at least. my mother wanted me out immediately.
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0
#92 to #91 - crimsondevil (07/03/2015) [-]
Honestly I've given up on the hope of ever going anyway, so I'm not too worried about it. Job Corps is a ****** up place ranging from people saying it was the best thing ever, to people saying it ****** them over and they wish they had never gone.
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0
#93 to #92 - mastercolossus (07/03/2015) [-]
i made 12 grand in 3 months selling cigarettes with a federally issued id that said i was 18. then they checked my locker and took the money.
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+2
#76 to #71 - thedutchs (07/03/2015) [-]
Dude. Holy **** .
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0
User avatar #100 to #76 - mewoveyouwongtime (07/03/2015) [-]
Thx fam, of course like $500 is supposed to go to textbooks and another $1000 towards a meal plan each seemester, but I buy my textbooks cheap and used, and skip on the meal plan so I can cook my own food.
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+2
#37 - include (07/03/2015) [-]
True Story
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+2
#78 - anon (07/03/2015) [-]
> Living in 3rd world country
> Having student loans
> Having to pay them back eventhough you finished and you're able to pay more taxes
> 2015 and not realising America is a piece of **** country that doesn't give a damn about you
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+1
User avatar #70 - happycrazyperson (07/03/2015) [-]
I don't understand, when people take these loans, don't they know how much it will cost when they loan the money? Aren't there anyone advising them, or if not, aren't they able to use common sense to realize that they have to pay back the loan, plus interest?

When you take out a loan, you should have a very clear idea of how much you need to pay back and have a realistic idea of how you are going to pay it back.

I just read all these people complaining about their debt and I get that, that is an insane amount of money to get and education, but didn't they understood that before they took the loan, or did the rules changed after they took the loan?

I get that you have to have an education, but if getting one requires you to pay off the dept till you are about to retire, I am really wondering if it is worth it.

I considered becoming a pilot, until I found out how much it would cost, how much money I needed to borrow because I don't have anyone who can pay for it, and I wouldn't be able to pay of that dept before I was old, unless I moved to Japan, since pilots there make a whole lot of more money than were I am from.
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0
#98 - anon (07/03/2015) [-]
No college, no debt. Make 90,000 a year.
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0
User avatar #79 - vgmddg (07/03/2015) [-]
Mike Rowe - Full Speech at Opening Ceremony of SkillsUSA's 2013 national conference Skip to 10:30
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0
User avatar #69 - beasert (07/03/2015) [-]
This is the kind of joke I'd make if I won a lottery.
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User avatar #68 - Tyranitar (07/03/2015) [-]
The same politicians who insist on keeping student loans are the same ones who wonder why so many of America's youth are skipping college...
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User avatar #59 - alekshm ONLINE (07/03/2015) [-]
Lil K, Sallie Mae

ImNotARapper.jpeg
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-2
User avatar #44 - deadmanisalive ONLINE (07/03/2015) [-]
I hate college, not that I've been to one, but I hate the idea and uselessness of it.
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