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User avatar #42 - charagrin ONLINE (04/26/2014) [-]
A big part of this, and please don't turn this directly into an insult because I do not mean it that way, is laziness. I went to college, and got my masters degree just a little while ago. My debt is a whopping 6300 bucks I will have paid off within the year. Why? Because despite going to school full time and having a family, I also have a job.

I was literally, LITERALLY, the only student I know of who constantly had a job every trimester. Everyone else would have a job and quit, or lose it, or never got one to begin with. And THAT is how you rack up debt. Because without a job you need a loan to cover every cig, every bite of food, every shower, etc.

Again, this is not an attack. Just have a job, any job no matter how crummy, and you will end up saving quite a bit in the long run.

I should also note I went to Community College, which does affect price. Obviously Burger King won't cover a Ivy League price tag but at least you will have some moolah in your pocket.
#105 to #42 - doktorwhat (04/26/2014) [-]
here we go again.

I went to WPI, one consistently in the top 20 engineering schools in the US every year, as well as I believe #1 for highest earners directly out of school, and they also take IQ tests 10 years after graduating to see how sharp graduates keep themselves after leaving. Inventor of 4Square, Segway went there - I got taught by a man who helped create the first microprocessor at Bell labs. Not to toot my own horn, but I just really loved that school and got an AMAZING education that really launched my global career and rounded me off as a person.

Anywho... back in 2004 tuition was 28,000 USD per SEMESTER! Tuition increased roughly 3% each year, as well as living on-campus costs (which was mandatory for first year). So this is what I loaned out from Sallie Mae:

56,000 tuition + 12,000 room and board - 32,000 scholarship = 36,000

now, in years 2-4, I lived off-campus, and still borrowed around 800/month (400 for rent, 400 for food and gas and books and whatever else). I also got increasingly larger scholarships based on good performance. We were HIGHLY DISCOURAGED from getting a job. They expected us to really live and love our majors and to dive 100% into it, and having a side-job could distract us. We'd have plenty of time for working when we were out of school.

I had summer jobs doing construction the first two years - so maybe saved up $5,000 over the summers. My third summer I got an internship at a great place and got $20/hr! But it was an hour drive each way. They offered for me to continue working during the first semester of my final year, and I tried it out - and I failed a course. The material and workload was simply too much for me.

Needless to say, I got out with around $80,000 in debt and one hell of a ride - it changed my life forever and I'm a much better person for it.

Protip: move to Europe after school - the job market is better and Sallie Mae can't get at your money if you work and live here.
#90 to #42 - anonymous (04/26/2014) [-]
great ancdot mate like this would be same for everyone for some who call people lazy you sure are lazy thinker soem are looking after sick paretn or sister or brothers some like oyu ahve familys but with issues some cant hget a job as it mean they will fail what ever ti is they studing as it nedds 100% focus on subject at hand people learn diffrenlty to you while it great you manged to do this you can exapct everyone follow your ideal of i work no doubt there are thos that are lazy but you jsut on people hwo dotn ahve time for job for actaully reason i dont have due im trying to sort my dsylxia out as you can tell its bad ive got 4 subjects that will give nothing for any mistakes on my papaers so im stressed fr reason alos thye had job but left them when thye need to focus this somehting you dont understand i was the only dude to keep job through out the year fuycking hell your full of ****
#75 to #42 - anonymous (04/26/2014) [-]
Yea, if you can. unless you live and go to school in an area that is incredibly seasonal. The amount of winter work here (since canada = snow) is about half of the amount of summer work here. It's scary. some people/places don't have a choice, but, I commend your accomplishment.
User avatar #73 to #42 - ScottP ONLINE (04/26/2014) [-]
Gonna' be looking for a job when I go to college in a few months. It's terrifying and exciting at the same time.
User avatar #56 to #42 - catburglarpenis ONLINE (04/26/2014) [-]
I get paid to go to college #VeteranProblemsSolutions
User avatar #47 to #42 - hyeroshi (04/26/2014) [-]
I've got a pell grant running for me, so it helps me cover my expenses, however I would also like getting a job while I'm still taking classes. I want to know the feeling of being able to pay off my own debt with my own money.
User avatar #54 to #47 - angelojuusan (04/26/2014) [-]
I've got a part time job while taking a couple classes a quarter in addition to pell grants-As the pirates say, take what you can, give nothing back.
User avatar #48 to #47 - charagrin ONLINE (04/26/2014) [-]
Trust me, mate. It is worth it, no matter how bad you may consider the job. I am 100% confident from my own experience that every dollar you make while attending college, will save you from spending 2 dollars after you graduate.
User avatar #46 to #42 - YippieKiYay (04/26/2014) [-]
That's true - I think every student should have some kind f a job. I'm going to be in over $40k debt by the time I finish postgrad. I have a full time job now but I'd rather save my debt for later when I have a better job, and save my money now for travel and moving out etc.
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