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What do you think? Give us your opinion. Anonymous comments allowed.
#95 - robuntu (04/26/2014) [-]
Is this were people from the EU claim their education is free? While spending the rest of their lives paying 20% VAT and a 50% marginal income tax?

Cause that seems to come up a lot....
User avatar #149 to #95 - tylosaurus (04/26/2014) [-]
Better than paying it all off in one go.

Not to mention the healthcare. I'd definitely be on the ******* if I had to pay for what I've been through if I lived in America. So yeah, it's pretty ******* sweet.
#233 to #149 - robuntu (04/26/2014) [-]
That doesn't make sense though.

The picture is about American students with DEBT. Obviously they didn't pay off their tuition/cost of living - since at graduating, they still owe it. They aren't expected to pay it off all at once.

They are expected to start making payments six months after they are no longer full-time students. And they have lots of repayment options. Sure, you *could* pay it off in full, if you have the cash, but you can choose from several repayment plans. Some people pay for 30 years. The amount you pay can be reduced if you don't earn enough and the student loan payment would present a burden (Income based repayment/Income contingent repayment).

Healthcare is another issue entirely - but, rest assured, all US students at any sort of four year university are eligible for health insurance through the university. And yes, student loans can pay the premiums. Every US school I've been to had a health services building on campus.



User avatar #236 to #233 - tylosaurus (04/26/2014) [-]
>Implying kids who need the education pay taxes
>Implying we have to pay for it. Later we pay for other's education. Not really our own.
>Implying kids in America have that much money, not even most parents can sacrifice all that. Some even have trouble after scraping together money for years for the sake of their child.
Six months after. Yeah that's totally so much easier. So, if this isn't an issue for any of the Americans like you make it out to be. How come pretty much everyone with a huge ******* debt.. Why are they complaining?

Sorry, it's not another issue entirely since you were talking about tax. You think all the tax you pay goes to schools only or something?
#240 to #236 - robuntu (04/26/2014) [-]
If you consider the number of American's with student loans, you'll see that only a small percentage are complaining. I borrowed around 50k for my undergraduate studies at a US university, and I don't complain about them.

My monthly payment is less than $200 USD. When I moved to the EU and started working full-time the higher tax rate costs me a lot more than my student loan payment.

No, I'm not suggesting that tax money only pays for tuition, but my point is that school isn't free in any country. It's just a question of who pays for it and when they pay for it.

It's also worth mentioning that many EU countries that have 'free' school are having problems with paying for it. In Ireland, for example, they have out-of-pocket fees the students have to pay and while class is free (outside of the student fees), cost of living isn't. If you want to live in the dorms, you have to pay.

User avatar #254 to #240 - tylosaurus (04/26/2014) [-]
Except that's I see a large percentage and even if they aren't constantly complaining about it, I'm sure they are silently judging it.

That's because tax doesn't only take your education into consideration. I said this already.

No one ever said that it was free. It's just a lot smarter and won't put you on the street. Which of course might be an extreme case. I don't really care about the rest of the EU, I'm from Scandinavia and we have a pretty solid welfare here. As you know, Scandinavia is one of the places that are in the top of welfare states.
#112 to #108 - robuntu (04/26/2014) [-]
Jealous of high taxation, or jealous of high student loan debt?
User avatar #113 to #112 - bastardusnorvegi (04/26/2014) [-]
jelly of all the good stuff that the government provides
#116 to #113 - robuntu (04/26/2014) [-]
1.) The government doesn't provide anything. It reallocates. Everything the government provides is possible by taxes.

2.) Not jealous at all. I live in the EU and I can go live/work in the US whenever I want. I get to see all the 'benefits' of my tax contributions.....though, I can't imagine why anyone would be jealous of the taxes I pay. In the US, even with student loans, I would be able to afford a better standard of living.
#123 to #116 - bastardusnorvegi (04/26/2014) [-]
i get your point but i feel that everyone paying for eachother is a very fair system with less flaws than the US system. I have paid almost no taxes in my life only received from the rest of society. I think i have cost the state about 10 000£ in the last two years. I come from a poor family and this cash has helped me to get a lot of opportunities in life. when I get a job i will gladly pay back what i got and provide for the next generation that needs financial help.
#124 to #123 - robuntu (04/26/2014) [-]
None of that would be any different in the US though. Poor people in the US qualify for all sorts of social welfare programs, just like in the EU. Both tax systems are incremental based on how much you earn. A poor US citizen will have no trouble borrowing the money to attend. The loans are backed by the government and it ensures even poor families with no credit will be eligible.

If you get a great job, in either country, you'll pay taxes. In the EU you pay more taxes. In the US you pay less taxes + student loan debt. The amount you repay is based on your income too - if you don't make enough, you pay less each month (but for a longer period). There are even loan forgiveness programs available in the US.

The student loan system in the US is still subsidized by tax payers.

But in the EU a guy who didn't go to college and runs a day labour company is going to pay taxes that let a rich doctor go to school for free. In the US the rich doctor would have piles of student loans to pay. It's pretty much the same system.
User avatar #128 to #124 - bastardusnorvegi (04/26/2014) [-]
i guess both the EU and the US system works but i prefer the nordic model that i grew up with
#110 to #108 - xxxsonic fanxxx (04/26/2014) [-]
he jelly.
#117 to #110 - robuntu (04/26/2014) [-]
Looks like you got one of them 'free' goburnment educations.....
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