Upload
Login or register
x

Advice and Observations

 
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help

These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help you all in some way or another.
Have a nice day.
OC text through a standard meme format.


Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
Advice and Observations. These are just some bits of advice I have picked up in my life that have helped me from time-to-time. I hope that they are able to help
IPOSSIBLE HAVE A
...
+89
Views: 7336
Favorited: 23
Submitted: 06/25/2015
Share On Facebook
submit to reddit +Favorite Subscribe to Brass

Comments(21):

Leave a comment Refresh Comments Show GIFs
Top Rated Controversial Best Lowest Rated Newest
Anonymous comments allowed.
21 comments displayed.
Reply
+19
#12 - motherfuckingkenji (06/25/2015) [-]
Dying in a video game?
What kind of ******* casual do you take me for?
Reply
0
User avatar #22 to #12 - Tusura (06/26/2015) [-]
Back when I played COD and MW, my brother and I would do this thing where if you died, you had to do 5 pushups.

Git ripped or git gud.
Reply
+11
#2 - notyuu ONLINE (06/25/2015) [-]
but what if i'm too devil?
Reply
+5
#7 - pathamn (06/25/2015) [-]
This one is really good. The ones about studying are contraproductive ... you didnt study anything that involves math i guess ...

you need these in three tabs:
www.rainymood.com/
endlessvideo.com/watch?v=HMnrl0tmd3k
endlessvideo.com/watch?v=DIx3aMRDUL4
Reply
0
#19 - kabuthefox (06/25/2015) [-]
feel like im missing something with this one.

if you put $100 away every month between 25 and 65, you will only have $48,000

12 * 100 * 40 = 48,000

unless an investment banker can turn that into 20x its amount your not gonna be a millionaire
Reply
0
#20 to #19 - anon (06/25/2015) [-]
Put it in a roth ira so it compounds.
Reply
+2
User avatar #21 to #19 - emiyashirou (06/25/2015) [-]
Let's work out the average yearly interest rate you need, compounded monthly, to get that amount. We have 1 000 000 = 100((1 + i/1200)^481) - 1)/ (i/1200) where i is the interest rate such that 1 000 000 is the amount you have after 40 years (480 months + 1 extra when you turn 25), 100 is your monthly deposit and 1200 comes from 12 months and % meaning 1/100

Using some algebra that I really don't feel like typing out due to being a bit complex (it took me over 10 minutes to figure out how to do this **** ), we get that i, the growth rate, compounded monthly, needs to be only about 11.46% a year, compounded monthly. Or as a direct yearly amount, about 12.08% a year
Reply
0
#9 - loganmadder (06/25/2015) [-]
>TFW I do almost all of this already I have no idea what investment banking is, can someone tell me?
Reply
0
User avatar #16 to #9 - Brass [OP](06/25/2015) [-]
Investment banks are places that invest your money for you. Edward Jones is a pretty good example; they are who I use. I have a ROTH IRA setup where I give them a hundred dollars a month and they invest it for me, usually in mutual funds. They charge me $44 dollars a year for the services, but in the long term that amount decreases.
You can invest on your own, but if you are like me and know nothing about the stock market, you are much better off going with an invest banker.
Reply
+2
#17 to #16 - kfdnpah (06/25/2015) [-]
Well, actually, those are financial advisers/planners....they help you save up money, invest them in mutual funds, buy life insurance, and plan for retirement. Investment Bankers are more involved with corporate transactions - they're the bankers that companies go to when they need to get credit or fund big projects. If your financial adviser is calling himself an investment banker, run away. Fast.
Reply
+2
User avatar #4 - tyrson ONLINE (06/25/2015) [-]
"Go to college for the experience; don't pick a major solely for the career."

That'd be great advice if college weren't so expensive.
Reply
+1
User avatar #5 to #4 - advice (06/25/2015) [-]
I think what they try to say is, do a job you like, not one you hate just because it pays well. If you pick a major you hate for a job you hate because "it makes good money" then you'll hate the college experience.
Reply
+1
User avatar #6 to #5 - tyrson ONLINE (06/25/2015) [-]
Right, and it'd be great if that could actually work. I loved every minute of college when I was studying studio art. It was great.
I'm just lucky I had scholarships so I don't owe thousands and thousands of dollars for an education in a "career" known to produce starving laborers.

So, if you can go to college for free, do it for the enjoyment.
If you have to pay to go, then make sure that your career makes it worth it.
Reply
+1
#13 - roguekek (06/25/2015) [-]
Its not that i'm NOT hungry for healthy food

its that theres never healthy food around when im hungry
Reply
0
User avatar #14 to #13 - Brass [OP](06/25/2015) [-]
Buy some raisins, apples, carrots, bananas, etc. and keep them in your house. They are relatively cheap and convenient to eat. Keeping a bag of trail mix in your car is also a solid move as it keeps you from buying a candy bar or something when you get hungry on the road.
Reply
0
User avatar #15 to #14 - roguekek (06/25/2015) [-]
its not in my house
im out working at night when everything but 24 hour convenience stores are closed
Reply
+1
#3 - chicagowhitesox (06/25/2015) [-]
The point on the social media is true, but you shouldn't post a lot of negative stuff because future employers actually check that out
Reply
+1
User avatar #1 - kiaserzerg (06/25/2015) [-]
when i answer the phone, i always say "Talk to me, this is *****, how can i help you?"
Reply
0
User avatar #18 - zytherman (06/25/2015) [-]
I used to do the game matches thing, but with dumbells when i die i'd do as many reps as i could until i respawned. but instead of my arms getting bigger, i got better at the game and ended up lasting until the end of the round most times
Reply
0
User avatar #11 - notmadguy (06/25/2015) [-]
Ass Pennies but you are still forgetting this crucial tip on life.
0
#8 - somedayquads has deleted their comment [-]
 
Leave a comment
<
>
 Friends (0)