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$303K Heart Attack

 
$303K Heart Attack. Got the bill back from the hospital today. My Dad had life saving surgery for his heart attack. Feels good to be insured.. Toto] Charges tao
$303K Heart Attack. Got the bill back from the hospital today. My Dad had life saving surgery for his heart attack. Feels good to be insured.. Toto] Charges tao

Got the bill back from the hospital today.
My Dad had life saving surgery for his heart attack.
Feels good to be insured.

Toto] Charges taos,
Amount Paid By Your Insurance $-% t,
Your Insurance Discount .. 3
amount You Paid tchoo..
Past Due Amante tarot.
Total Amount You Owe
Primary Insurance MEDICARE
Policy Number -
Group Number Not on File
Secondary Insurance KAISER GEES
Policy Number -.l. llt.
If this is incorrect. plus: call us.
...
+143
Views: 7377
Favorited: 3
Submitted: 11/16/2015
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+20
#9 - CosplayNinja ONLINE (11/16/2015) [-]
The sad thing is that before we were all required to get insurance, if he didn't have insurance he would have been charged maybe 5000 bucks or something for the whole thing. Hospitals now over-inflate all charges because they have to wait so long and deal with obnoxious health insurance companies to get their money. Last year, I got charged $600 bucks for 2 ******* bags of IV fluid.
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0
User avatar #12 to #9 - mewcubed (11/16/2015) [-]
In May I got charged $600 for an ultrasound of my throat (to see if there was a growth). I was there for fifteen minutes, how could ultrasound gel and some screenshots possibly cost that much? And for some reason, getting an ultrasound guided needle biopsy was less?
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+3
User avatar #17 to #12 - cdm (11/17/2015) [-]
Well, you're also paying for the service, y'know? Administration fees, the doctor's time and training, the machine itself (fancy medical devices ain't cheap), sanitation supplies, hospital support staff salaries...

But $600 is still pretty damn ridiculous.
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0
User avatar #28 to #17 - iwillrulenorway (11/17/2015) [-]
I don't know man. I went to my doctor for a full checkup private doctor so it's not subsidized by the government and it cost me 200 kr (around 40 $)

600 $ isn't ridicules, it's downright fraud
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+1
User avatar #31 to #28 - cdm (11/17/2015) [-]
But that's for an ultrasound. I pay... $30 for a simple check-up? With my healthcare. But when I went in for an ER trip for a possible broken arm, it was... like... $300. Something stupid. For an x-ray and some advil.

I dunno, man. Looking at what they pay for some of that tech, testing chemicals and meds, plus the price of getting doctorate... which is a whole other issue. Do we blame big pharma for charging so much for stuff, or colleges for being so expensive...? And then there's the issue of people who just can't - or won't - pay, and that cost gets heaped on the rest of us. But then, decent health seems like it should be a universal right, y'know? Like, there's this friend of mine, nicest person you'll ever meet, but they're in huge medical debt because her dad's diabetic, and it's a huge financial strain on their family, does that really seem fair? A **** roll on the ol' genetic dice, and you're stuck in debt forever? And you can't just tell people not to breed if they got **** genes (like me...), because then you're flirting with a eugenic state, but is that necessarily a bad thing? Like, several places are doing breeding restriction programs, like China's One Child thing. Christ, overpopulation's one of the contributing factors to so many of the world's problems, and it seems like it's hardly getting any attention. And then we've got, like, gene therapy and fertilization programs. Fertilization, at what point are you playing God, and is it a problem or not? Do we risk losing who we are? And gene therapy, oh, so promising. Some really, really cool stuff's on the horizon... is what I'd like to say. But I was reading something the other day about the retroviruses used causing other problems after patching up what they were sent to fix, questions about an increased risk of cancer - oh, let me get back to that - anyway, there's also the problem that the cure may not stick, the repaired genome will become extinct to the original ****** one. But if we can hammer out a few problems, the end of diabetes may be in sight, several other congenital diseases. Like that one blindness disease. Oh, man, the rat studies for those trials - wish I could remember the disease's name - were so, so promising. Anyway, cancer and viruses. Big field right now. Looking at whether viruses, especially retroviruses, can **** a person's genome when you're infected, activate "oncogenes," that basically send cancer-causing processes into overdrive, shut off suppressor genes. And speaking of suppressor genes, there's so much cool stuff going on with miRNA lately! Tiny little RNA fragments that regulate so much and may even be a HUGE factor in driving evolution, since they even regulate genes that regulate other genes in the development of fetuses into adults. And. That. Is. So. Cool. That we may have found the bit of genetic code that's most implicated in the random changes that lead to evolution. ...Or not, the paper's I've read on the subject are like literally from over the last 2 years, so the jury's not even convened yet. Oh, right, tying things together. We may have figured out a gene that gene therapy could target for repair to make cancer cells go away, and we're looking at miRNA - I just realized most people won't know that means microRNA - that may even be able to fix it with relatively little fuss! Of course, moving from theory to experiments to animal testing to human testing... it's a really long process. But 10 years from now, I guarantee you, our understanding of the genome's going to have changed so, so radically. ...What were we talking about? Oh, yeah. ...I get why they charge so much, but that doesn't mean I agree with it.
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0
User avatar #32 to #31 - iwillrulenorway (11/17/2015) [-]
holy **** I regret clicking that spoiler.

totally agree with you though.

that said, I've Never been injured or sick besides the cold so I really can't say from personal experience with healthcare In Norway.
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User avatar #33 to #32 - cdm (11/17/2015) [-]
Sometimes you just gotta have a good rant at 1 in the morning instead of sleeping like a sane, rational person. You drew the short straw and ended up on the receiving end.

American healthcare'll take care of you if you can pay, and they'll at least try to work with you if you can't. But don't expect to get top-of-the-line service. For physical injuries, at least. Don't get me started on the state of mental health care in this country. No, really, don't. I could put that last rant to shame.
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0
User avatar #36 to #33 - moogian (11/17/2015) [-]
I got my hand busted up a few months back and was charged 1200$ for a nurse not a doctor. To glue my skin together.
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+1
User avatar #30 to #28 - mattdoggy (11/17/2015) [-]
I once started vomiting blood and went to a hospital
In the hour i was there they gave me a bucket and ran a few simple tests
They charged me 10k and told me if it happened again to go to a better hospital
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0
#39 to #28 - anon (11/17/2015) [-]
I payed 1300 kr about 150 usd to go to a specialist skin doc in Norway private of course , so yeah I think it's quite ridiculous with 600 for such a small thing, but everything is privatized in the us it seems, hence hospitals will have different prices on different things.
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0
User avatar #40 to #39 - iwillrulenorway (11/17/2015) [-]
was the visit cosmetic? always more expensive in those cases
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0
User avatar #13 to #9 - bestestname ONLINE (11/16/2015) [-]
Woah, 600 bucks for two bags of ******* salt water
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0
User avatar #20 to #9 - WhattheNorris (11/17/2015) [-]
I got billed $750 for four syringes of Benadryl
the debt collectors still call me
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0
User avatar #22 to #9 - italianfrosttroll (11/17/2015) [-]
You're lucky. All though those IV bags only cost about a buck to produce, most hospitals sell them at 800$ a piece.
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User avatar #25 to #9 - thegoblingamer ONLINE (11/17/2015) [-]
5000 bucks? That's so ******** .
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0
User avatar #29 to #9 - achastar (11/17/2015) [-]
$1200

$1200 for 6 stitches on my finger.
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0
#35 to #9 - malifauxdeux (11/17/2015) [-]
What? Have you not been paying attention to the soaring health costs long before Obamacare was implemented? That was part of the reason people have been clamoring for socialized medicine.
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+3
User avatar #2 - wraithguard (11/16/2015) [-]
$3x10^5 is just a stupidly lage amount of money to charge for surgery. Where I live, that enough tp buy 2-3 houses. It's an absolutely outrageous sum of money. Where is it all going?
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0
#10 to #2 - anon (11/16/2015) [-]
Actually, if you notice theres an insurance discount.

What it is, is insurance companies use collective bargaining meaning the larger the insurance co, the better deal they can get at a hospital for services.

When you pay cash, you are alone. You have no leverage unless you pay in full.
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User avatar #21 to #10 - zerocalibre (11/17/2015) [-]
You actually do. Most hospitals and doctors will let you re-negotiate payment closer to what then end up charging insurance comanies for the actual amount. It will still be higher than having insurance, but it's not going to be unreasonable.

Without insurance and with proper negotiation, it's doubtful he would ever pay more than 50k. There are many people who use to get by without insurance using this and looking up pre-negotiated rates on the healthcare bluebook. It's actually possible to show around for cheapest and quality care in the US...it's just most people don't because your company picks up the insurance tab. The others either have poor credit and can't pay the insurance discount rate. or don't know they can negotiate.
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0
#3 to #2 - anon (11/16/2015) [-]
Doctors are paid ridiculous amounts
Hospitals and Pharmaceutical companies get paid more ridiculous.
'Muricuh
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+1
#42 to #2 - scutmin (11/18/2015) [-]
A lot of that money goes towards covering the medical expenses of people without insurance or money--the people who undergo a really expensive surgery or procedure and then walk out without paying the bill.
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+5
#4 to #2 - amuzen (11/16/2015) [-]
no one ever pays that amount, the insurance discount is because they've got a deal with the pharmaceutical companies because they're owned by the same people so they can do that **** no problem. If you didn't have the insurance they'd either just let you die or they'd just take everything you own and leave you bankrupt in the process.
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+3
User avatar #5 to #4 - wraithguard (11/16/2015) [-]
So the hospitals and the insurance agencies are owned by the same people?
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+2
User avatar #15 to #5 - dovahben (11/16/2015) [-]
aren't the jewish people such upstanding citizens?
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+3
User avatar #16 - mrwillje (11/17/2015) [-]
If he didn't have insurance then he might have had another heart attack looking at the bill!
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+2
User avatar #18 - silvanyis (11/17/2015) [-]
Getting ready to have a c section in less than 2 weeks. The bill before insurance was over 60 grand. After insurance, with my co-pay is 900 bucks. We're paying it out over the course of months.

Hospital **** is expensive yo. And I don't even qualify for medicare.
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0
User avatar #24 to #18 - paraxo (11/17/2015) [-]
Sometimes if you offer to prepay stuff the hospitals are a little more /lax/ Not often though but everything you can save is better
I hope the child doesnt end up like us
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User avatar #41 to #24 - silvanyis (11/17/2015) [-]
Yeah, they are. We set up the 900 dollar amount ahead of time with the hospital, they're waiving a grand because we set up auto payments.
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+1
User avatar #34 - gabeinated (11/17/2015) [-]
The poor guy's gonna get a second heart attack just from seeing this
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+1
User avatar #23 - roflstorm (11/17/2015) [-]
That's disgusting
How the **** do people manage to survive unscathed in that country
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0
User avatar #38 to #23 - manofparody ONLINE (11/17/2015) [-]
They don't. I've known several people who accepted that they will never be able to pay for the medical treatment they need to survive, and ended up passing away because of it.

It's a ****** experience, but it's one that refuses to change.
Reply
-7
#19 - masanori ONLINE (11/17/2015) [-]
>Get a good job with benefits by putting in effort instead of flipping burgers and waiting for new opportunities to be handed to you
>Get benefits package including health insurance and HSA
>Insurance covers almost full cost
>HSA is deducted pre-tax and the company matches all deposits
>Pay remaining pittance of medical bills out of HSA for $0.375 per dollar.
>Win at life like me.
>Laugh at lazy libtarded millenials crying about medical crisis.
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0
User avatar #37 - manofparody ONLINE (11/17/2015) [-]
Surprised to see the insurance company not trying to jew themselves out of paying.
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User avatar #27 - freakeyebilly (11/17/2015) [-]
military healthcare from medically retired dad, feelsgoodman
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0
#26 - destroymen ONLINE (11/17/2015) [-]
**destroymen used "*roll picture*"**
**destroymen rolled image**
Careful you'll trigger Michael Moore.
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0
User avatar #11 - anygoodnames (11/16/2015) [-]
Medicare is nice. Now try having anything else... Co-insurance, they so call it, is a BEAUTIFUL way to lose your money.
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0
#8 - skenyandjoshisafag (11/16/2015) [-]
I dont feel i need insurance
Me cake keeps me safe
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0
#7 - ibowtobacon (11/16/2015) [-]
**ibowtobacon used "*roll picture*"**
**ibowtobacon rolled image**Just buy more money?
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0
User avatar #6 - Abortedwafflez (11/16/2015) [-]
Note to self. Always be insured.
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-1
User avatar #1 - baronbrixius (11/16/2015) [-]
God bless insurance!
 
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